Health Insurance For Green Card Holders
For green card holders and new immigrants to the U.S. there are many unique circumstances that can directly impact their eligibility for domestic health insurance, making it difficult to find adequate health insurance coverage upon entering the country and awaiting enrollment. Visitors insurance can be a great solution for new immigrants entering the U.S. for the first time, or green card holders who are living outside of the U.S. but planning to visit for a short period of time.
Finding adequate coverage that best fits your needs begins with determining your own eligibility Health Insurance:
Green Card Holders living permanently in the U.S:
Under the Affordable Care Act, you are required to have some form of health insurance if you are a green card holder living permanently in the U.S. If you have missed the enrollment period for domestic health insurance however, you may purchase a short-term health insurance plan as a supplement until you are eligible to enroll.
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Green Card Holders who frequently travel between the U.S. and their home country:
In this situation, you will need to purchase a visitors insurance plan that meets the criteria for green card holders shuttling back and forth between the U.S. and home country as the Affordable Care Act requirements may not apply if you spend more than 330 days per year outside of the U.S.
New Immigrants who just obtained their green card upon their recent arrival:
In this situation, you can consider new immigrant insurance or short-term health insurance to provide you with temporary coverage as you settle down and await eligibility for domestic health insurance.
Whether you are a green card holder who lives permanently in the U.S., a green card holder who frequently travels between your home country and the U.S., or a new immigrant who just obtained your green card upon recently arriving to the U.S., having medical protection is a high priority in not only protecting your health and well being, but your finances as well.